During this very difficult credit
period, ZF Lending is proud to be able
to offer to our customers a wide array of
products. These products are very
competitive to current enviroment. Thus,
allow you, the customer to get the best
rates in your respective market:
HAVING TROUBLE CLOSING
YOUR LOAN WITH OUR COMPETITORS? We can help.
We are still closing: Stated Income Loans /
No Income Verification
The popular No Income Verification Loan (NIV)
also known as Stated Income - requires No W2's, No
Pay stubs, and No Tax returns. Available to W-2
wage earners, 1099, Self Employed, and Retired. If
you need financing but your income is difficult to
prove or document then the answer for you is a
Stated Income loan program.
Less than Perfect Credit Mortgage loan
programs vary depending on the borrower's credit.
Home mortgage loans for bad credit are
available for refinance, purchase, or refinancing
with cash out. We can usually close these loans
within 20 to 30 days with proper documentation.
Your loan is approved based upon the income
and assets you state on your application, credit
score, and property value.
• Had a Bankruptcy? We can help
• Have late payments on your existing
mortgage? We can help
• Want to consolidate your bills into one low
monthly payment? We can help
• Need extra cash? (use it for home
improvements, education, child support, or a new
car). We can help
• Temporarily unemployed , in between jobs?
We can help
PLEASE FILL OUT OUR ONLINE LOAN APPLICATION
OR GIVE US A CALL TODAY 323.346.0701 If urgent
call 562 884-9617
Program Highlights:
A Paper: Full Doc product that
allow the best rate, product option to your A
borrower. We offer:
- Up to 97% Purchase
& R/T refinances on O/O - 680 score
- Up to 95% Purchase
& R/T refinances on O/O - 620 score
- Up to 90% Cashout
for O/O - 620 score
- Up to 80%
Purchase & R/T refinances on N/O/O - 620
score
Fastrak: Limited documentation with
great pricing:
- Up to 80% LTV
purchase and R/T refinances O/O - 700
score
- Up to 80% LTV
purchase and R/T refinances N/O/O - 700
score
- Up to 80% LTV C/O
for O/O - 700 score
- Up to 90% LTV for
purchase and R/T for O/O - 720 +
Due to current volatility, we are unable to
guarantee guidelines on any of our programs.
For latest guidelines, please contact an
Account Executive for
detail.
